Game Crashes after Declining in FPS while fighting monsters (140+ to <15)

Just today when I booted up the game, it started to lag out of the ordinary.
For context, I've put in 130 hours on max setting never dropping below 80 FPS, typically around 140.

Hub area slowly trickles down from 120+ down to the 30s.

When I teleport away, it gets better for a moment. As soon as I fight anything, the FPS drops at a consistent rate from 140+ down into the 10s. Then the game crashes. If i reboot, the game, its good for a moment again until I stand around people or fight monsters.

I haven't taken a video, but I have monitored the F1 graph, the shaders bar is maxed out constantly and the graph line for it is spiking erratically. The GPU latency steadily increases as the FPS decreases.

Nvidia RTX3080
Ryzen 5700X3d
32GB RAM
Combined 5TB SSD + NVME

Tried with game installed on my game drive. Noticed the issue. Updated all drivers and verified integrity of files. Problem remained. Lowered all graphics settings, and tried each of the rendering options(dx11, Vulkan, dx12.) Problem persists. Tried DLSS, NIS, off.

Uninstalled and reinstalled onto the main NVME which has windows on it. Problem persists. Changed all settings again and checked all rendering options again. Tried DLSS, NIS, off. Same issues.

Thats as much detail as I can gather besides a crash report. I hope it can help, or someone can find a solution.

Accidentally am In the wrong forum? Thought i followed the links fro the POE2 site. This is meant for POE2.