Respec shoud be free

It's called time gating. They want you to have create a new character after spending God knows how many hours on a build. This has obviously crossed into POE 2, this is just another of the many QOL problems GGG isn't going to do anything about.

At 95 you need 2 mil to fully test a different build and return back if it sux.
It is very expensive to buildcraft. I know because I do it all the time.
The only way to make this kind of money is to sell everything for gold.
Lower level maps makes you a lot of gold if you make them rare, around 5k per item. So for a map, you get around 150k if you sell everything after making it rare.